Pacific Mortgage Center
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    • Home
    • Loan Options
      • Conventional
      • FHA
      • VA
      • USDA
      • Jumbo
    • Quick Apply
    • About Us
    • The PMC Team
    • Contact Us
    • Charity Partners
Pacific Mortgage Center
  • Home
  • Loan Options
    • Conventional
    • FHA
    • VA
    • USDA
    • Jumbo
  • Quick Apply
  • About Us
  • The PMC Team
  • Contact Us
  • Charity Partners

USDA Loans

Do You Qualify for a USDA Loan?

USDA loans can be provided for properties in designated rural areas. They are guaranteed by the United States Department of Agriculture and are serviced by direct lenders that meet federal guidelines.


The USDA home loan program extends many financial benefits to those who qualify, including no down payment for the purchase of a home. They also come with no monthly mortgage insurance, flexible credit guidelines, and low interest rates.


Features of USDA loan:

  • Owner-occupied primary residence financing up to 100% loan to value
  • Property must be located in an eligible rural area and borrower cannot be eligible for conventional financing
  • 30 year fixed rate program is the only option


Benefits of a USDA loan:

  • USDA loans provide higher loan-to-value (LTV) limits than FHA or Conventional loans.
  • No down payment required on purchase transactions
  • Lower credit and underwriting guidelines than conventional mortgage
  • No asset limit or reserves minimum
  • USDA loans provide options to finance closing costs and prepaid items into the loan up to the appraised value of the subject property.

Other Loan Options

Conventional Loans


FHA Loans


VA Loans


Jumbo Loans


Quick Apply

Want to know more about USDA Loans?

Contact Us

United Processing Services DBA Pacific Mortgage Center

804 W Boone Ave

Spokane, WA 99201

(509)926-1755

Fax: 888-371-1020

contact@pmccore.com


Copyright © 2020 Pacific Mortgage Center - All Rights Reserved. Washington State License: UNITED PROCESSING SERVICES INC DBA: PACIFIC MORTGAGE CENTER  NMLS ID: #382734 DESIGNATED BROKER: ALAN SHANE HURD #602943441 LOAN OFFICER NMLS ID: #80956 / Idaho State License: PACIFIC MORTGAGE CENTER LLC JEFFREY LAFFERTY-QPIC BROKER NMLS ID: #1082865 LOAN OFFICER NMLS ID: #262558 / Montana State License: UNITED PROCESSING SERVICES INC DBA: PACIFIC MORTGAGE CENTER REBECCA PHILLIPS DESIGNATED BRANCH MANAGER NMLS ID: #1721891 LOAN OFFICER NMLS ID: #1517052 -- Equal Housing Opportunity -- NMLS Consumer Access Link: www.nmlsconsumeraccess.org

  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo
  • Quick Apply
  • About Us
  • The PMC Team
  • Contact Us
  • Charity Partners

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