FHA loans are designed to give the average person an affordable mortgage option, so that they can purchase a primary home.
They offer smaller down payment options and more flexible income criteria, even if you have a limited credit history or a lower credit score. Closing costs may be covered and co-signers do not have to occupy the residence. This allows parents to cosign on home loans for their adult children.
An FHA loan could be your doorway to home ownership, even if you do not meet the stricter guidelines for conventional loan options.
If you thought that there was no way you could get a home, because of a low credit score, or the inability to come up with a big down payment, then an FHA Loan may be the perfect solution.
An FHA Loan can help you get started with your first home, or help you get back on your feet after a financial setback.
Pacific Mortgage Center
804 W Boone Ave
Spokane, WA 99201
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