Bellevue, WA
Some mortgage programs accept personal or business bank statements as an alternative income-documentation method. For example, Orion's published Titan Flex guide includes a bank-statement option and accounts for business expenses when calculating eligible income. That illustrates an underwriting approach, not automatic approval or the terms of every lender's product. Orion Titan Flex documentation guide.
Tell us how long you have operated the business, whether deposits go to personal or business accounts, and whether revenue changes during the year. Ask which statements and supporting records the lender needs. Discuss transfers, unusual deposits, ownership, and expenses before treating all deposits as qualifying income.
Call (509) 926-1755 to explore mortgage options with Pacific Mortgage Center.