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Pacific Mortgage Center Logo
Pacific Mortgage Center

Specialty Financing Programs

Discover unique mortgage solutions tailored to your specific financial needs. Pacific Mortgage Center provides specialized lending options for homebuyers and homeowners across Washington Idaho and Montana.

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Our Specialty Financing Programs

Pacific Mortgage Center offers a wide range of unique loan services including Doctor Mortgage Loans Down Payment Assistance and Bank Statement Loans to buyers in Washington Idaho and Montana. Founded on a commitment to education and trust our experienced team works closely with each client to help them navigate complex home financing processes with absolute confidence.

Doctor Mortgage Loans

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Tailored home financing solutions designed specifically for medical professionals and doctors looking to purchase a home with favorable terms and flexible debt requirements.

Down Payment Assistance

House keys on a wooden table in front of a home overlooking a lake at sunset.
Expert guidance on down payment assistance programs helping first time homebuyers achieve their dream of homeownership with less money out of pocket.

HELOC for Seniors

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Flexible home equity line of credit solutions allowing seniors to access their home equity for renovations medical expenses or retirement planning.

FHA Streamline Refinance

A home with an American flag on the front porch overlooking a lake at sunset.
Quick and efficient FHA streamline refinance options to help you lower your interest rate and reduce monthly mortgage payments with minimal documentation.

VA Streamline Refinance

Combat boots and a duffel bag on a home's porch with an American flag at sunset.
Dedicated VA streamline refinance services for eligible veterans and active duty service members wanting to lower their current VA loan interest rates easily.

Construction Loans

Blueprints, a tape measure, and a hard hat in front of a house under construction at sunset.
Convenient one time close construction loans that bundle your land purchase home construction and permanent mortgage into a single manageable loan process.

Flexible bank statement loans tailored for self employed individuals and business owners who need alternative income verification for their home purchase.

Bank Statement Loans
UNITED PROCESSING SERVICES INC DBA: PACIFIC MORTGAGE CENTER NMLS ID: #382734 DESIGNATED BROKER: ALAN SHANE HURD #602943441 LOAN OFFICER NMLS ID: #80956 / Montana State License: UNITED PROCESSING SERVICES INC DBA: PACIFIC MORTGAGE CENTER REBECCA PHILLIPS DESIGNATED BRANCH MANAGER NMLS ID: #1721891 LOAN OFFICER NMLS ID: #1517052 -- Equal Housing Opportunity -- NMLS Consumer Access Link: www.nmlsconsumeraccess.org